The impact of mergers inefficiency: a case study of banking status
Authors
Asbury, Sheila T.
Smith, Gene T.
Rodriguez-Aponte,Augusto
Subjects
European Banking Mergers
DoD Acquisition
Finance (Net Income
Total Assets
Total Loans
Deposits and Short Term Finance
Interest Expenses per Deposits
Loan Loss Provision per Loan
Loans per Deposits
Return on Assets
Total Branches
Cost per Employee
and Total Operating Costs)
Statistical Research (Mean
Standard Deviation
Coefficient of Correlation
Regression Analysis
and Outliers)
and Little's Law
DoD Acquisition
Finance (Net Income
Total Assets
Total Loans
Deposits and Short Term Finance
Interest Expenses per Deposits
Loan Loss Provision per Loan
Loans per Deposits
Return on Assets
Total Branches
Cost per Employee
and Total Operating Costs)
Statistical Research (Mean
Standard Deviation
Coefficient of Correlation
Regression Analysis
and Outliers)
and Little's Law
Advisors
Hensel, Nayantara D.
Summers, Donald E.
Date of Issue
2007-12
Date
December 2007
Publisher
Monterey California. Naval Postgraduate School
Language
Abstract
The purpose of this project is to examine whether the wave of bank mergers in Europe (1990s to the present) has led to improvements in bank profitability, bank efficiency, and benefits to consumers. We identify trends and average in financial data for various banks pre and post merger, and situate our results within the context of developments within the various countries. There are many reasons for bank mergers: economy of scales, resources, or acquisition of talented management. Increasing shareholders profit may provide the primary incentive for mergers, although greater market power is another motivation. The result of this project, however, is a comprehensive listing of improvements in the profitability of European banks from mergers, efficiencies, and, finally, benefits to consumers. The project's framework was trends per unit output.
Type
Description
MBA Professional Report
Series/Report No
Department
Naval Postgraduate School (U.S.)
Organization
Department of Defense Management (DDM)
Identifiers
NPS Report Number
Sponsors
Funder
Format
xvi, 83 p. : col. graph. ; 28 cm.
Citation
Distribution Statement
Approved for public release; distribution is unlimited.