The Impact of Electronic Financial Payments on Crime

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Authors
Armey, Laura E.
Lipow, Jonathan
Webb, Natalie J.
Subjects
electronic financial transactions
crime
cashless economy
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Date of Issue
2014
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Abstract
In this paper, we test the hypothesis that access to electronic payments may reduce crime. Our results suggest that there is a negative and significant statistical relationship between access to electronic payments and the incidence of economic crimes such as robbery and burglary, while electronic transactions do little to reduce the incidence of non-economic crimes such as homicide and rape. This paper provides evidence that policies and technol- ogies that enable the proliferation of cashless transactions have the desired impact of deterring crime.
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Article
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The article of record as published may be located at http://dx.doi.org/10.1016/j.infoecopol.2014.10.002
Dataset is included.
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https://hdl.handle.net/10945/44415
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This publication is a work of the U.S. Government as defined in Title 17, United States Code, Section 101. Copyright protection is not available for this work in the United States.
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